Facts about Ridesharing Insurance Liabilities
Anyone would surely find it amazing that Uber rides actually amount to millions in a daily basis and this fact alone makes it even more apparent just how positive it’s viewed by its vast target clients across the globe. With over a million number of trips, it is easy to see that it’s a number that’s astonishing for anyone. It may seem like a purely advantageous situations for anyone but in fact, this kind of setup welcomes more probable accidents that could happen in each passing day.
With car accidents as the topic, many are also curious and left with the question of who would the responsibility be pinned to, if car accidents occur on Uber rides. There would also be more alert individuals out there who may have also realized that there could be occasions where the law may not be able to govern a certain situation and if so, who would end up being responsible for it? What makes Uber rides more complex is because in the face of the law, it’s still a private car and as such, the rules that govern it aren’t rules like cabs or other transportation vehicles.
With the growing company of Uber, it is not surprising if you or someone you know has already planned to join it to have a new source of extra cash for your daily needs. Easy as it may seem at first place, there’s no doubt that there’s more than meets the eye in this concept. Before you join Uber, here are some facts about their insurance liability that you should be informed of.
Insurance policies are important if you want to make sure that your car riding experience is safe at all times but, with hazy insurance setup by Uber, there’s no doubt that even you would have some slight concerns about it. For some instances, there are clear cut decisions where the Uber company would be responsible of, but more often than not, especially on cases where the responsible driver is not clear, there could also be complications with the insurance claims.
You may also think that even if the Uber insurance is hazy, you still have your own insurance but unfortunately, even that insurance may not be able to cover for you while you’re working as an Uber driver.
The hard truth is that, company insurance isn’t going to work more often than not, and this is something that would surely put you in a predicament. Ridesharing insurances are unreliable and as such, there could be more instances where you’d have to face the bill of an accident with your own pocket, which can even be more grievous if you have a passenger injured in the process.